http://www.lexisnexis.com/community/bankruptcylaw/blogs/bankruptcylawblog/archive/2013/03/15/chapter-13-why-you-might-want-to-file.aspx?utm_medium=twitter&utm_source=twitterfeed Most consumers go straight to Chapter 7 when looking into bankruptcy. Check out the link above for information on why Chapter 13 may actually be a better fit for some.